Consumer Banking & Card Payments

Pair deposit-funded consumer banks with card networks that earn fees from everyday spending, rather than taking direct exposure to AI infrastructure financing. Bank share-price weakness contrasts with stronger payment-network performance, offering complementary exposures within household finance. Credit losses and a slowdown in consumer spending remain the central risks; lower bank valuations alone do not establish a recovery. Launch basket (equal weight): V, MA, BAC, WFC, JPM, NU, AXP Rules: 1. No inverse, leveraged or volatility ETFs. 2. Only names tradable at the enrolled brokers (Moomoo): no OTC listings, no dead tickers, nothing on the refused list.