Retail Banking & Brokerage Platforms

This basket owns businesses that hold household deposits, extend consumer credit, or provide investment accounts and trading access. Recent weakness in established banks and trading platforms offers a selective entry point alongside Nu's digital banking franchise. Deposit income, lending and brokerage fees diversify the revenue mix, although credit deterioration and weaker customer trading remain key risks. Launch basket (equal weight): BAC, WFC, JPM, NU, HOOD, SCHW, IBKR Rules: 1. No inverse, leveraged or volatility ETFs. 2. Only names tradable at the enrolled brokers (Moomoo): no OTC listings, no dead tickers, nothing on the refused list.