Consumer Transaction Apps

Own the digital platforms consumers use to book travel, arrange rides, shop, bank, invest and pay, rather than advertising or subscription businesses. The basket combines commerce activity with household financial engagement, offering an alternative to the crowded hardware trade while keeping exposure to consumer transaction growth. Platform competition, credit losses and weaker discretionary spending remain the principal risks. Launch basket (equal weight): BKNG, UBER, SHOP, NU, HOOD, PYPL Rules: 1. No inverse, leveraged or volatility ETFs. 2. Only names tradable at the enrolled brokers (Moomoo): no OTC listings, no dead tickers, nothing on the refused list.